50/30/15/5 Annual Budget Spreadsheet Template For Excel And Google Sheets, Monthly Budget Tracker, Savings Tracker, Debt Payoff Budget Planner

Manage your finances effortlessly with our 50/30/15/5 Annual Budget Spreadsheet Template, crafted specifically for Google Sheets and Excel. Following the renowned 50/30/15/5 rule, this template streamlines your budgeting process by allocating funds for necessities, discretionary spending, debt repayment, and savings over the course of the year.

Tailor budget categories and labels to align with your financial objectives and preferences, providing you with insightful analytics and visual representations of your budget distribution. Monitor your expenditure, track your savings progress, and make informed financial decisions with ease.

Our 50/30/15/5 Annual Budget Spreadsheet Template for Excel and Google Sheets offers a contemporary, intuitive, and accessible solution compared to mobile apps, software platforms, or traditional paper budgets. Seize command of your financial path with this exceptional template, engineered to fortify financial resilience and peace of mind.

CUSTOMIZED FINANCIAL ALLOCATION:

• Essential Needs: 50%
• Personal Wants: 30%
• Strategic Savings: 15%
• Manageable Debt: 5%

Our specialized budget planner is aligned with your individual goals, emphasizing Essential Needs (50%), Personal Wants (30%), and a focused approach to Savings & Debt (15% and 5%, respectively). It’s a simplified, visually engaging tool that includes only essential elements, ensuring ease of understanding. Streamline your financial management effortlessly—just input your transactions, and witness the automated calculations at work!

WHAT’S INCLUDED IN THE PURCHASE? 

• Video Tutorial
• 20-Page Quick Start Guide
• 4 Templates of Spreadsheets
• 1 Sample Excel Spreadsheet with Mock Data
• Excel Spreadsheet with Empty Data
• Sample Google Sheets Spreadsheet with Mock Data
• Google Sheets Spreadsheet with Empty Data
• Editable in Google Sheets and Microsoft Excel
• Compatible with MAC, PC, Phones, or Tablets
• 22 Spreadsheet Tabs

TABS:

1. Instructions
2. Annual Dashboard
3. Annual Report
4. Settings
5. Transaction Tracker
6. 12 Tabs for Each Month
7. Smart Calendar
8. Savings & Sinking Fund
9. Net Worth
10. Debt Management
11. Payments Schedule

YOU WILL NEED:

• A device to access Google Sheets or Microsoft Excel
• A Google Account (if editing through Google Sheets)
• Microsoft Excel (if editing through Excel)
• Basic computer knowledge

HOW IT WORKS:

1. Purchase (instant download)
2. Upload the PDF file (access to Google Sheet)
3. Download the Excel template
4. Open the spreadsheet (start planning!)